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Legal notice

The use of this website is subject to the following conditions of use. Accessing this website and using the materials contained therein implies that the user has read and accepts, without reservation, these conditions:

The owner of this website is AFIANZA ASESORES, S.L., with registered office in Po de la Castellana, 259D, floor 9, 28046 Madrid. NIF: B83117804. Contact: protectiondata@afianza-ac.es. Telephone: 91 517 35 70. Registration data: Madrid Commercial Registry Volume 16,993 Book 0 Folio 170 Section 8 Sheet M-290821 Registration 1.

The use of this website attributes the status of User to whoever does so and implies acceptance of all the conditions included in this Legal Notice. 

The User must read these conditions each time they access this website, as they can be modified in the future. 

Some aspects of this website, due to their speciality, may be subject to particular conditions or rules that may replace, complete or modify this Legal Notice, so they must also be accepted by the User who uses or accesses them.

The Company holds all intellectual and industrial property rights on this website, as well as the elements contained therein (enunciatively, design, source code, images, sound, audio, video, software or texts; brands or logos, colour combinations, structure and design, selection of used materials, computer programs necessary for their operation, access and use, etc.). 

The reproduction, distribution and public communication, including its mode of making available, of all or part of the contents of this website, for commercial purposes, in any medium and by any technical means, without the authorization of the Company, are expressly prohibited. The User undertakes to respect the rights of Intellectual and Industrial Property owned by the Company. 

The Company, its partners, collaborators, suppliers, employees and representatives are not responsible for the errors or omissions of which the contents of this website or other contents that can be accessed through it may suffer; nor may it be held liable for any direct or indirect damage, special or consequential, resulting from the impossibility of use, loss of data or benefits, or for any action carried out on the basis of the information provided therein. 

The use of this website for the purpose of injuring property, rights or interests of the owner of the Web or third parties is prohibited. It is also prohibited to make any other use that alters, damages or renders useless the networks, servers, equipment, products and software of the owner of the Web or third parties.

The User shall refrain from: 

  1. reproduce, copy, distribute, make available to third parties, communicate publicly, transform or modify the contents of this Web, except in the cases provided for in the law or expressly authorized by the owner of the Web or rights holders; 
  2. reproduce or copy for private use the software or databases existing on this Web, as well as communicate them publicly or make them available to third parties when this entails their reproduction; 
  3. extract or reuse all or substantial part of the content that is part of this Web.

The User is responsible for the accuracy of the information provided through this Website. For this purpose, the User is responsible for the veracity of all the data that he communicates and will conveniently keep the information provided up to date, in such a way that it responds to his actual situation. The User will be responsible for the false or inaccurate information that he provides and for the damages that this causes to the owner of the Web or to third parties.

The User who wishes to enter links to this website from his or her own Web pages will be obliged to comply with the following conditions: 

  1. the link will only link to the home page, not be able to reproduce it in any way; 
  2. no frames or frames of any kind may be established that surround the Web or allow it to be visualized through Internet addresses other than or in conjunction with content external to this Web, in a way that produces, or may produce, error or confusion in users about the provenance of the service or its content, involves an act of comparison or unfair imitation, serves to take advantage of the reputation, mark and prestige of the owner of this Web or is done in any other way that is prohibited by law; 
  3. no false or inaccurate statement about the owner of this website, about the quality of its services or about its employees or customers may be made from the page that makes the link; 
  4. The sender may not use the name, mark or any other distinctive sign of the owner of this Website within his or her page, except in cases authorized by law or expressly permitted by the latter; 
  5. the page that establishes the link must observe the current legality and cannot have or link with illegal, harmful content, contrary to morality and good habits, which produce or may produce the false idea that the owner of this website supports or supports, ideas, manifestations or actions of the sender or that are inappropriate in relation to the activity carried out by the owner of this website, taking into account the contents and the general theme of the web page where the link is established.

The owner of this website is not responsible for controlling that there are no malicious programs or any other harmful computer elements on it. 

It is the responsibility of the User, in any case, to have adequate tools for the detection and disinfection of these elements. According to this, the owner of this Web site is not responsible for the damages produced to computer equipment during the access to this Web. Likewise, owner of this Web site will not be responsible for the damages produced to Users when such damages have their origin in failures or disconnections in the telecommunications networks that interrupt the service of the Web.

This Web includes technical link devices that allow the User to access other Internet pages (links). In these cases, the owner of this Web site will only be responsible for the content and services provided through the links as soon as he or she knows their wrongfulness and has not deactivated them diligently. If a User considers that there is a link with illegal or inappropriate content, he or she may notify it, without this implying that he or she is obliged to remove the corresponding link. The owner of this Web site does not know the contents and services of the links and therefore is not responsible for the damages resulting from their lack of quality, outdated, unavailability, error, futility or illegality and does not respond to the manifestations made or the content or services provided through them. If any user knows that the links refer to pages whose content or services are illegal, harmful, denigrating, violent or immoral, he or she may contact the owner of this Web indicating it.

The Company reserves the right to make without prior notice any modifications it considers appropriate in its portal, being able to change, delete or add both the contents and services provided through it and the way in which they appear presented or located in its portal.

The relationship between the Company and the User shall be governed by the Spanish regulations in force and any dispute shall be submitted to the Madrid Courts and Tribunals.